Mobile Minutes: Patience Killer


God has a sense of humor…

We know this…

This is unspoken fact…

As you’re all aware of by now, Darco has been promoted within Starbucks (which causes sixth grade children to ask me for free coffee drinks on a daily basis). This is the first time in her life that she’s going from hourly to salary in the form of wages. Obviously, we’re both very excited.

However, like all good businesses there is a slight hitch with this good news. Paychecks. Due to the time of her official promotion her actual ‘real’ paycheck was pushed back a full pay period. We knew this, and it came right at the time that we knew we’d hit the pinch between my pay of my old job and my current job. It was the perfect storm by way of finances, something that we’re still learning to weather in this life.

If you factor that in with how my recent paychecks have worked out in recent weeks, it really only takes one stupid screw-up to throw an entire budget off pace. We’ve had around a dozen in the past two weeks.

The point to this story? This Friday Darco will receive her very first paycheck for her promotion. I will be able to move my payment process for my job over to electronic deposit, meaning I’ll be paid on time. After handling a brutal past month financially, we’ll be back on track. The really cool part? Between my current position (praying for positive change soon) and Darco’s new position, as a unit we’ll be bringing in the same amount of money monthly as we were before my prior job ended. Personally, I just see that as a nice way of God guiding us down the right path.

We still have the survive this remaining week, but praise God there is a very vivid light at the end of this tunnel.

-D-

Mobile Minutes: Debt Free


The title of this post should terrify you.

Darco and I were in the apartment this morning, plotting out our world domination [per usual], and we started speaking about her opportunity for promotion with Starbucks this month.

That’s when we took a break, and started crunching some ‘hypothetical’ numbers. We factored in my monthly pay, and her adjusted pay with her new pay salary when she promotes [trust me, she's going to promote]. That’s when we sat in the bedroom, nearly startled at our discovery.

If…

Darco gets promoted, and I maintain the position I currently have with the investment firm in Kansas City; we could actually be…in theory…

100% debt free by Christmas of 2015

Some of you know of my college debt, and there has been some theme of it throughout this site. Darco and I, myself nearly shaking, just kept going over the numbers and realizing. It’s possible. After a decade of personal debt, there is a potential light at the end of the tunnel. When you’ve dealt with such high debt for so long you tend to just acknowledge that it’s something you’re just going to ‘deal with’ for the rest of your life; like a house mortgage.

What if that wasn’t the case?

Sure, it does revolve around a giant if but…can you just wrap your head around that concept?

-D-