Numbers, numbers, numbers.
January hasn’t been the most exciting month. We work, cook, workout, and repeat. Why? Darco and u declared a set time period from Christmas to month’s end as a ‘no spend’ period. This is partially due to the six week period of no pay for teachers (Christmas Break), and partially for financial discipline.
Heading into our final week I reviewed our budget parameters on our trusty BillGuard app. Our fuel consumption is currently at 50% of our monthly budget, along with groceries. We’re near 60% for eating out of the house as well.
I would lie if I said not blowing money after Christmas is fun, but the hesitance to spend now greatly influences future financial opportunities.
It’s worth it. It’s definitely worth it.